Browsing Journals by Author "Mashigo, Polly"
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The lending practices of township micro-lenders and their impact on the low-income households in South Africa: a case study for Mamelodi township.
Mashigo, Polly (School for Basic Sciences, Vaal Triangle Campus, North-West University, 2012)Access to finance (cash/credit) is central to economic development and improving the living standards of people. Faced with uncertainty about future prospects, illiquid and irreversible nature of assets, the low-income ... -
Micro credit and the transforming of uncertainty since 1976: international lessons for South Africa.
Mashigo, Polly; Schoeman, Christie (School for Basic Sciences, Vaal Triangle Campus, North-West University, 2011)• Summary: The formal banking system plays a pivotal role in the delivery of financial services, particularly credit. However, the delivery of credit to poor households in South Africa by the formal banking system is ...