Now showing items 1-6 of 6
A review of operational risk in banks and its role in the financial crisis
(University of Pretoria, 2013)
The role of operational risk in the 2007/2008 financial crisis is explored. The factors that gave rise to the crisis are examined and it is found that although the event is largely regarded as a credit crisis, operational risk ...
Applying lessons learnt from deficiencies in the Basel Accords to Solvency II
Solvency II is the new European Union (EU) legislation that will review the capital adequacy regime for the insurance industry. Considerable progress has been made in the banking sector with the implementation of the Basel ...
A case for economic capital as a pillar 1 regulatory tool
Regulatory capital – as a tool for financial regulation – has come under scrutiny following the financial crisis of 2007-2010 in terms of its ability to achieve the major objectives of financial regulations, namely ...
Is regulatory capital a legitimate, comparable and objective global standard? Evidence from 51 institutions across 17 countries
(University of Pretoria, 2014)
Capital as an instrument for financial regulation has come under scrutiny since the financial crisis of 2007 to 2010 highlighted some deficiencies in the ability of capital to absorb unexpected losses and the procyclical ...
Evaluating the credit assessment criteria used by financiers to assess credit applications in Mozambique
(LLC “СPС “Business Perspectives”, 2014)
Africa is the ideal location for agricultural investment to address the growing concern of food insecurity worldwide. South African agricultural producers and agricultural financiers are strategically positioned to expand ...
The role of cost of capital in regulatory capital discrepancies among developing countries
Capital as a regulatory instrument has been shown to contribute to competitiveness distortions between developed and developing countries. There is a dearth of literature that analyses the possibility of further competitiveness ...