Browsing Natural and Agricultural Sciences by Subject "Credit scoring"
Now showing items 1-4 of 4
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Automated construction of generalized additive neural networks for predictive data mining
(North-West University, 2006)In this thesis Generalized Additive Neural Networks (GANNs) are studied in the context of predictive Data Mining. A GANN is a novel neural network implementation of a Generalized Additive Model. Originally GANNs were ... -
Credit application scoring for consumers without credit history
(North-West University (South Africa). Vanderbijlpark Campus, 2019)Credit scoring is a tool that is used to either qualify or disqualify credit applicants by quantifying the risk factors relevant to classify them to high risk or low risk. Due to a demand in credit inclusion, financial ... -
Developing credit scorecards using logistic regression and classification and regression trees
(North-West University (South Africa), 2020)Financial institutes receive thousands of credit applications daily; thus, consumer credit has become increasingly important in the economy. Credit scoring is the evaluation of the risk associated with granting credit to ... -
Investigation of factorisation machines and its extensions to predictive models in a statistical context
(North-West University (South Africa), 2023)Factorisation machines originated from the field of machine learning and have gained popularity because of the high accuracy obtained in several prediction problems, particularly in the field of recommender systems. As ...