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dc.contributor.authorMashigo, Polly
dc.contributor.authorSchoeman, Christie
dc.date.accessioned2012-01-13T12:35:15Z
dc.date.available2012-01-13T12:35:15Z
dc.date.issued2011
dc.identifier.citationMashigo, P. & Schoeman, C. 2011. Micro credit and the transforming of uncertainty since 1976: international lessons for South Africa. New Contree : A journal of Historical and Human Sciences for Southern Africa. 61:149-175, May. [http://dspace.nwu.ac.za/handle/10394/4969]en_US
dc.identifier.issn0379-9867
dc.identifier.urihttp://hdl.handle.net/10394/5191
dc.description.abstract• Summary: The formal banking system plays a pivotal role in the delivery of financial services, particularly credit. However, the delivery of credit to poor households in South Africa by the formal banking system is hampered by the existence of irreducible uncertainty. The article analyses a sample of successful practices in different countries to determine the genotype structure in these cases that support specific social technology and the minimalist solidarity group lending method, to transform financial uncertainty that cannot be solved by the market mechanism and even brokerage institutions like banks. Based on the findings, this article recommends that existing social technology can be developed in an environment created and conditioned by a proposed system of constituents or principles, to give the poor access to low-cost credit in South Africa.en_US
dc.language.isoenen_US
dc.publisherSchool for Basic Sciences, Vaal Triangle Campus, North-West Universityen_US
dc.subjectMicro Credit
dc.subjectHistorical best practices
dc.subjectStokvel
dc.subjectUncertainty
dc.subjectMinimalist solidarity group
dc.subjectBanking
dc.subjectInsurance
dc.titleMicro credit and the transforming of uncertainty since 1976: international lessons for South Africa.en_US
dc.typeArticleen_US


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