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dc.contributor.authorMiddelberg, Sanlie L.
dc.contributor.authorBuys, Pieter W.
dc.contributor.authorOberholzer, Merwe
dc.date.accessioned2016-08-04T13:47:03Z
dc.date.available2016-08-04T13:47:03Z
dc.date.issued2014
dc.identifier.citationMiddelberg, S.L. et al. 2014. Evaluating the credit assessment criteria used by financiers to assess credit applications in Mozambique. Banks and Bank Systems, 9(3):83-90. [http://businessperspectives.org/component/option,com_journals/task,issue/id,276/jid,6/Itemid,74/]en_US
dc.identifier.issn1816-7403
dc.identifier.issn1991-7074 (Online)
dc.identifier.urihttp://hdl.handle.net/10394/18144
dc.identifier.urihttp://businessperspectives.org/component/option,com_journals/task,issue/id,276/jid,6/Itemid,74/
dc.descriptionKabelo, not on Sherpa or Masterfile I'm not sure about the permission, it looks like permission have to be requested. http://businessperspectives.org/component/option,com_content/task,view/id,55/Itemid,74/jid,6en_US
dc.description.abstractAfrica is the ideal location for agricultural investment to address the growing concern of food insecurity worldwide. South African agricultural producers and agricultural financiers are strategically positioned to expand their agricultural interests into Africa, as South Africa is regarded as the gateway for investors to Africa. Expansion into Africa is regarded as high risk and to reduce the increased credit risk, agricultural financiers use credit assessment criteria when evaluating South African producers’ credit applications. The objective of this study was to identify and evaluate these credit assessment criteria to facilitate improved credit applications. The research used qualitative techniques by conducting semistructured interviews with specialist representatives from three commercial banks in Mozambique. The contribution of the study is the unveiling and evaluation of the credit assessment criteria founded on four pillars, namely financial history, cashflow repayment ability, collateral and management profile of the producer.en_US
dc.language.isoenen_US
dc.publisherLLC “СPС “Business Perspectives”en_US
dc.subjectagricultural financeen_US
dc.subjectbanksen_US
dc.subjectcollateralen_US
dc.subjectcredit assessmenten_US
dc.subjectMozambiqueen_US
dc.subjectcredit risken_US
dc.titleEvaluating the credit assessment criteria used by financiers to assess credit applications in Mozambiqueen_US
dc.typeArticleen_US
dc.contributor.researchID10127100 - Buys, Pieter Willem
dc.contributor.researchID10067450 - Oberholzer, Merwe


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